Financial Planning

For most, financial success is the result of planning, dedication, and hard work. To get where you are today, you had a plan, but to get where you want to be tomorrow, you need a new plan. Today, more than ever, your choices impact more people and have longer-lasting effects.

With this in mind, we help you identify your goals and objectives and prioritize what’s most important to you. Once we understand your current financial status and your future goals, we generate a gap analysis to show you where you are today versus where you need to be tomorrow. Your personalized financial plan will help you optimize your cash flow, manage your investments, build or navigate your retirement plan, save for private school or college education, help protect your assets, identify and resolve tax and estate issues, and more.

After your plan is complete, we help you get financially organized and set you up with your own personal financial website, a private and secure vault where your data is consolidated into one clear picture. We deliver a written report and save a copy to your online vault so you can track your progress. Learn more about our approach, and let us know if you have questions!

We create flexible and easy-to-understand financial plans that map out a course to pursue your purpose. We prioritize your goals as we build your plan, then we provide a detailed cash flow projection so we can show you the advantages of following the plan. Our technology allows you to monitor your progress on a personal website we create for you where you can securely store all your important financial documents like wills, trusts, insurance, and investment performance statements.

We also believe a financial plan should target more than just your goals. A good financial plan should incorporate fee analysis, investment management, insurance, risk analysis, tax and estate planning strategies, and coordination with key partners like your attorney and CPA. In addition to building your plan, we will guide you through the implementation and monitoring phase to ensure success. A plan without proper follow-through isn’t a plan.

Most financial plans are built around your goals and priorities. However, just focusing on that leaves a lot of risks and missed opportunities on the table. That's why we look at your full financial picture when building your plan.

We review and present complex wealth strategies like budget and cash flow planning; mortgage, student loan, and debt analysis and payoff strategies; real estate investment opportunities; tax-efficient wealth accumulation and distribution plans; comprehensive insurance analysis, including long-term care insurance, life insurance, disability insurance, home insurance, auto insurance, and umbrella insurance; multi-faceted retirement planning; social security planning; generational wealth transfer through various trust vehicles; charitable aspiration planning; understanding laws and techniques around taxes, property transfer, and estate planning; partner introductions to other professionals like CPAs, attorneys, bankers, business valuation teams, and insurance agents; and much more.